The Farmers Bank of Appomattox

Who We Are

The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of service. We, as the current generation of bankers, remain dedicated to the tradition of providing excellence in all that we do. We are dedicated to be responsive, professional and caring in the way we provide for you, our customers. We are mindful that each of you is more than just a number; you are our neighbors and friends.

Remember that there has never been a better time to bank with a community bank. So come home to Farmers Bank...the difference you will love in banking!

John R. Caldwell, President & CEO


What We Believe

Our Mission: The Farmers Bank of Appomattox is dedicated to serving our customers with excellence. We believe in committing to those we serve, our employees, and neighbors to build a better community.

Our Commitment: Banking Built on Values!

  • Accountability
  • Accuracy
  • Excellence in Service
  • Honesty & Integrity
  • Knowledge
  • Open & Clear Communication
  • Positive Attitude
  • Respect for Others

Our Culture: The Farmers Bank of Appomattox values workplace diversity and inclusivity. We believe that a diverse staff will help us deliver excellent service to our communities. We strive to foster a culture where our staff feels valued, respected, and supported.


Our Farmers Bank Family

We are here for you! Our employees are dedicated to providing excellent service to our community. With branch locations in Appomattox, Concord, Dillwyn, and Farmville for your convenience!

All Employees 2024

Where relationships are important and your money is safe!

Our Relationship Bankers

Relationship Bankers 2024

Left to Right: Beverly Jo DeVore (Farmville), Bailey Purcell (Main), Ellen McGarry (Dillwyn), Matthew Cash (Triangle Plaza).

The Farmer’s Bank of Appomattox offers a wide range of accounts to fit your lifestyle. Our staff will be glad to help you in determining which of our deposit accounts best suits your everyday banking needs. From our Farmers Club checking to our statement savings account, we have just what your financial needs require. Let us offer you the hometown, personal attention you deserve.

As a community bank, The Farmers Bank of Appomattox is well capitalized and strongly positioned to serve our customers and community. Our bank was established 105 years ago and we expect to serve this community for generations to come. We take pride in our relationship-based business model focused on building long-term trust with customers. After all, we live in your community too, and your success is our success. No one has ever lost a dime of FDIC-insured deposits up to $250,000. If you have questions about your coverage, or whether additional insurance is needed, we are prepared to assist you to ensure your deposit needs are met.

Our Senior Management

Senior Officers 2024

Left to Right Front Row: Alexa G. Layne-Stratton (VP, Marketing & Project Management Officer), Stephanie O. Smith (VP, Branch Administrator & Security Officer), Katherine A. Kraince (VP, HR, Payroll, & Benefits Officer).

Left to Right Center Row: Cassandra R. Mullins (VP, Head of Compliance), Thomas L. Rasey, Jr. (SVP, Chief Operations Officer), John R. Caldwell (President & Chief Executive Officer), Dawn S. Tolley (EVP, Chief Financial Officer).

Left to Right Back Row: Bruce S. Drinkard (SVP, Chief Lending Officer), Brian D. Wilkerson (1st VP, Chief Retail Lending Officer), Kenneth A. Shorter (1st VP, Chief Information Technology Officer), J. Christian Pemberton (VP, Controller).

Insurance Coverage

As a benefit of being a client of The Farmers Bank of Appomattox, you can receive insurance quotes from Bankers Insurance, a specialist in home, auto, and all personal insurance coverage. Quotes are always free and no-obligation. All services administered by Bankers Insurance LLC.

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