Loans and Mortgages

Loan Officers 2015

At Farmers Bank, our customers are rated on more than just a score.  Our Loan Officers have a relationship with their customers which allows for sound and personalized decisions.  Let us assist you in your lending needs; whether for an automobile, home, home improvements, consolidations, or a personal loan, we are here to assist you.  Call or come by one of our branches and meet our Loan Officers.  They are waiting to serve you.

Bruce Drinkard
Chief Lending Officer

Auto Loans

We offer loans for new and used vehicles, whether for purchase or refinance, at competitive rates.  Find the Loan Officer nearest you with our contact information list.

Print and complete the free downloadable application and bring to your nearest Farmers Bank office or fax your application to 434-352-7144.

Personal Loans

Whatever your need is; home improvement, debt consolidation, or even a vacation, we have a loan product that will meet your needs.  Loan Products include fixed rates, range of repayment terms, and competitive rates. Find a nearby Loan Officer in our contact information list to or complete the free downloadable application provided on this site and bring to your nearest Farmers Bank Office, or fax your application to 434-352-7144.

Mortgage Loans

We offer 3, 5, and 7 year adjustable rate mortgages with competitive rates and low fees.  Whether you desire to purchase a home or refinance your existing home, we can tailor a loan package to best suit your needs. 

Our fixed rate loan products include conventional, FHA, USDA, and VA loans through our relationship with Midland Mortgage Corporation out of Columbia, SC.

We also offer Home Equity Lines of Credit.  Our Home Equity product offers the flexibility to use funds for any purpose.  Contact one of our Loan Officers for more details on the Home Equity Product.


Jodi Simpson and Kris McFadden

All loans and lines of credit are subject to credit approval and verification.  The product and fee information printed herein is intended to represent the products at the time of printing.  Rules and Regulations and Interest and Fee Schedules currently in effect take precedence over any information herein.