Deposit Rates, Current as of 04-09-2014

Time Deposit Rate Schedule

Regular CDs
Jumbo CDs
Special CDs
IRAs

Deposit Rate Schedule

Statement Savings
Personal Checking
Investment Accounts (Money Market)

Time Deposit Rate Schedule*

Regular CDs
Savings TermRateAnnual Percentage YieldMinimum Deposit
6 Month 0.25% 0.25% $1,000
1 Year 0.30% 0.30% $1,000
18 Month 0.30% 0.30% $1,000
2 Year 0.50% 0.50% $1,000
30 Month 0.50% 0.50% $1,000
3 Year 0.65% 0.65% $1,000
5 Year 0.90% 0.90% $1,000
Jumbo CDs
Savings TermRateAnnual Percentage YieldMinimum Deposit
6 Month 0.39% 0.40% $100,000
1 Year 0.79% 0.80% $100,000
2 Year 0.98% 1.00% $100,000
3 Year 1.13% 1.15% $100,000
5 Year 1.37% 1.40% $100,000
Special CDs
Savings TermRateAnnual Percentage YieldMinimum Deposit
12 Month No Penalty 0.20% 0.20% $5,000
18 Month Club Certificate 0.55% 0.55% $10,000
IRAs
Regular or Roth IRAsRateAnnual Percentage YieldMinimum Deposit
5 Year Fixed Rate CD 1.15% 1.16% $1,000
Savings Variable Rate 0.50% 0.50% $100

 *An early withdrawal penalty will apply to all certificates except the "No-Penalty" CD. A penalty equal to 30 days of interest will be assessed for terms of twelve months or less, or 91 days of interest for longer terms.

DEPOSIT RATE SCHEDULE

Statement Savings
Statement SavingsRateAnnual Percentage YieldMinimum Deposit
A minimum balance of $10 to earn interest 0.25% 0.25% $100
Personal Checking Accounts
Club Accounts - Interest paid on three tier levelsRateAnnual Percentage YieldMinimum Deposit
$500.00 - $9,999.99 0.10% 0.10% $100
$10,000.00 - $49,999.99 0.15% 0.15% $100
$50,000.00 & Up 0.25% 0.25% $100
Universal Accounts - Interest paid on three tier levelsRateAnnual Percentage YieldMinimum Deposit
$500.00 - $9,999.99 0.10% 0.10% $100
$10,000.00 - $49,999.99 0.15% 0.15% $100
$50,000.00 & Up 0.20% 0.20% $100
NOW/SUPERNOW AccountsRateAnnual Percentage YieldMinimum Deposit
N/A 0.10% 0.10% $100
Investment Accounts
Money Market Account - Interest paid on four tier levelsRateAnnual Percentage YieldMinimum Deposit
$1,000.00 - $9,999.99 0.15% 0.15% $100
$10,000.00 - $24,999.99 0.25% 0.25% $100
$25,000.00 - $49,999.99 0.30% 0.30% $100
$50,000.00 & Up 0.35% 0.35% $100

 

If you have any questions, contact a customer service representative toll free at 1-877-405-7797.

Rates are subject to change at any time.  Fees and service charges may reduce earnings.