Deposit Rates, Current as of 05-15-2013

Time Deposit Rate Schedule Regular CDs Jumbo CDs Special CDs IRAs

Deposit Rate Schedule Statement Savings Personal Checking Investment Accounts (Money Market)

Time Deposit Rate Schedule*

Regular CDs

Savings Term	Rate	Annual Percentage Yield	Minimum Deposit
6 Month	0.25%	0.25%	$1,000
1 Year	0.40%	0.40%	$1,000
18 Month	0.35%	0.35%	$1,000
2 Year	0.50%	0.50%	$1,000
30 Month	0.50%	0.50%	$1,000
3 Year	0.65%	0.65%	$1,000
5 Year	1.09%	1.10%	$1,000

Jumbo CDs

Savings Term	Rate	Annual Percentage Yield	Minimum Deposit
6 Month	0.39%	0.40%	$100,000
1 Year	0.88%	0.90%	$100,000
2 Year	1.03%	1.05%	$100,000
3 Year	1.13%	1.15%	$100,000

Special CDs

Savings Term	Rate	Annual Percentage Yield	Minimum Deposit
12 Month No Penalty	0.30%	0.30%	$5,000
18 Month Club Certificate	0.55%	0.55%	$10,000

IRAs

Regular or Roth IRAs	Rate	Annual Percentage Yield	Minimum Deposit
5 Year Fixed Rate CD	1.39%	1.40%	$1,000
Savings Variable Rate	0.65%	0.65%	$100

 *An early withdrawal penalty will apply to all certificates except the "No-Penalty" CD. A penalty equal to 30 days of interest will be assessed for terms of twelve months or less, or 91 days of interest for longer terms.

DEPOSIT RATE SCHEDULE

Statement Savings

Statement Savings	Rate	Annual Percentage Yield	Minimum Deposit
A minimum balance of $10 to earn interest	0.25%	0.25%	$100

Personal Checking Accounts

Club Accounts - Interest paid on three tier levels	Rate	Annual Percentage Yield	Minimum Deposit
$500.00 - $9,999.99	0.10%	0.10%	$100
$10,000.00 - $49,999.99	0.15%	0.15%	$100
$50,000.00 & Up	0.25%	0.25%	$100
Universal Accounts - Interest paid on three tier levels	Rate	Annual Percentage Yield	Minimum Deposit
$500.00 - $9,999.99	0.10%	0.10%	$100
$10,000.00 - $49,999.99	0.15%	0.15%	$100
$50,000.00 & Up	0.20%	0.20%	$100
NOW/SUPERNOW Accounts	Rate	Annual Percentage Yield	Minimum Deposit
N/A	0.10%	0.10%	$100

Investment Accounts

Money Market Account - Interest paid on four tier levels	Rate	Annual Percentage Yield	Minimum Deposit
$1,000.00 - $9,999.99	0.15%	0.15%	$100
$10,000.00 - $24,999.99	0.25%	0.25%	$100
$25,000.00 - $49,999.99	0.30%	0.30%	$100
$50,000.00 & Up	0.35%	0.35%	$100

 

If you have any questions, contact a customer service representative toll free at 1-877-405-7797.

Rates are subject to change at any time.  Fees and service charges may reduce earnings.