Commercial Loans

Commercial Loans "Whether you are just starting a business or have been in operation for many years, we have the loan products and services to assist you.  Our loan products offer many solutions to your business needs; means for expansion, operating capital, agricultural loans, and commercial real estate.  We have served the businesses in our area and helped our community grow since 1918.  Let us assist you in growing your business in our community."

Bruce Drinkard
Chief Lending Officer

Commercial Credit Line     Agricultural     Equipment     Commercial Real Estate

To inquire on any of our commercial loan products, contact our Chief Lending Officer, Bruce Drinkard, or call 1-877-405-7797 or 434-352-7171.  Bruce can assist you in developing a productive financing plan for your business.  Or you can contact any of our Loan Officers by clicking on the following link to a list of the Loan Officer Contact Information

Commercial Credit Line

Our Commercial Credit Line offers you operating funds for your business available to you as you need them.  With competitive rates and easy terms, this product is beneficial to any type of business. 


Whether you need agricultural products, equipment, or operating capital, our Agricultural Loans are available for the operation of your agricultural business.


We offer loans for the purchase or refinancing of the equipment you use to operate your business with competitive rates and easy terms. 

Commercial Real Estate

We offer a 3, 5, or 7 year adjustable rate loan product with competitive rates and low fees.  Whether you want to purchase property or refinance your existing property, we can tailor a loan package to best suit your business needs.