Banking News

Bill Pay Terms and Conditions Update Coming Soon

We anticipate the new site going live on December 5th. If you have any questions, please contact us at (434)352-7171, toll free at 1-877-405-7797, or at The new terms and conditions can be reviewed, in full, by following this link to their page on our website.

Alert: Credit Report Pop-Up Ad Scam

We have recently become aware of a scam involving a pop-up marketing ad that targets customers when logging in to a financial institution's online banking system. This fraudulent attack uses the customer's internet browser history to launch the pop-up message, and makes it appear to have come from the bank or other financial institution. Please be aware that this message is not coming from or associated with Farmers Bank. If you do encounter this pop-up ad,

-Do not click on any links in the ad
-Do not provide any information

This malware attack is not related to Farmers Bank's own network security, and does not detract from the safety of your account or
information.  It is always wise to keep your computer protected with up-to-date anti-malware/anti-virus tools, especially if you use your computer for financial transactions. If you did encounter this ad and either clicked on the link and/or supplied any information, please call us at (434)352-7171 or toll free at 1-877-405-7797 to ask for assistance.

Home Depot Compromise

On September 8th, Home Depot released confirmation that they are working with law enforcement to investigate suspicious activity which indicates that debit and credit card data may have been compromised in some of their 2,200 stores nationwide. This data breach began in April of 2014, and continued until the beginning of September 2014. Some evidence suggests that this activity may be linked to similar breaches which have occurred at Target, Sally Beauty, and P.F. Chang’s. Home Depot has issued a statement to customers, which can be viewed at this link to their website.

If you believe that your Farmers Bank debit or credit card has been affected, you may contact a customer service representative at any of our branches for assistance. It is always important to protect your personal information, but Farmers Bank would like to remind you to continue to be especially vigilant. Be sure to pay special attention to your account activity to ensure you are not the victim of identity theft or unauthorized charges. Please contact a Bank official immediately if you notice suspicious account activity or if you have given out any of your personal financial information to an unknown source. We can take the necessary steps to help protect your accounts.

Windows XP Notice

As of April 9th, Microsoft will no longer be offering security updates for its Windows XP operating system.

This means that any new vulnerabilities found after that date will remain uncorrected, and any computer using Windows XP will become less secure.  Continuing to use such a computer for activities like online banking will increase your level of risk, so customers using Windows XP should consider upgrading the operating system on their current PC or investing in a replacement PC.  Farmers Bank wishes to make the necessary information available for you to make the best decision about your online security.  We cannot, however, provide technical support or endorse a particular product.

You can find additional information about the end of support for Windows XP from Microsoft at

Identity Theft Assistance

If you believe that you have been the victim of identity theft:

  • Contact one of our bank officials immediately at 434-352-7171
  • Contact the fraud departments of each of the three major credit bureaus:
    • Equifax           1-800-525-6285
    • Experian         1-888-397-3742
    • Trans Union    1-800-680-7289
  • File a police report with your local police agency and retain a copy of all documents. 

FDIC Deposit Insurance

Established by the Banking Act of 1933, the Federal Deposit Insurance Corporation exists to guarantee the safety of your money.  You can be confident that money deposited at Farmers Bank falls under this protection, backed by the credit of the United States government. Since the inception of the FDIC, no depositor has ever lost funds as a result of the failure of an FDIC-insured institution.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

For more information, visit the FDIC's page on Deposit Insurance

Employment Opportunities

Farmers Bank has an immediate opening for a part-time floater teller position.  The ideal candidate must have a professional character, cash handling experience and computer skills.  The individual should also be able to provide superior customer service. All interested applicants can pick up an application at one of our branches or contact Human Resources/Personnel at 223 Main Street, Appomattox, VA or by telephone at 1-877-405-7797.

The Farmers Bank is an Equal Opportunity Employer.

Banking Memberships 

Federal Reserve Bank                                                            
Virginia Bankers Association
Virginia Association of Community Banks
Independent Community Bankers Association
Chambers of Commerce:  Appomattox, Buckingham & Farmville