Banking News

Fraudulent Phone Calls

Farmers Bank has recently become aware of some customers receiving phone calls from scammers claiming to be the bank and asking for information. Farmers Bank will not call you to ask for account numbers, card numbers, or PINs, so please be wary of any phone call requesting such information. Contact the bank directly if there is any doubt about the legitimacy of a phone call, letter, or email. If there has been suspicious activity on your Farmers Bank debit card, you may receive a call from our card monitoring partner, in which case they would provide you the last 4 digits of your card number, ask you to key in your zip code, and then provide transaction data for you to verify whether or not it was authorized. If you have any questions, please let us know by contacting us at (434)352-7171 or toll-free at 1-877-405-7797. You can view some fraud awareness tips on our consumer fraud avoidance page.

Employment Opportunities

The Farmers Bank of Appomattox has an immediate opening for a Part-Time Floater Teller position. The ideal candidate must have a professional character, cash handling experience and computer skills. The individual should also be able to provide superior customer service and work a flexible schedule. Applications are available at all branch locations, or you may contact Human Resources at 877-405-7797 for more information.

The Farmers Bank is an Equal Opportunity Employer.

Alert: Credit Report Pop-Up Ad Scam

We have recently become aware of a scam involving a pop-up marketing ad that targets customers when logging in to a financial institution's online banking system. This fraudulent attack uses the customer's internet browser history to launch the pop-up message, and makes it appear to have come from the bank or other financial institution. Please be aware that this message is not coming from or associated with Farmers Bank. If you do encounter this pop-up ad,

-Do not click on any links in the ad
-Do not provide any information

This malware attack is not related to Farmers Bank's own network security, and does not detract from the safety of your account or
information.  It is always wise to keep your computer protected with up-to-date anti-malware/anti-virus tools, especially if you use your computer for financial transactions. If you did encounter this ad and either clicked on the link and/or supplied any information, please call us at (434)352-7171 or toll free at 1-877-405-7797 to ask for assistance.

Windows XP Notice

Since April 9th, 2014, Microsoft is no longer offering security updates for its Windows XP operating system.

This means that any new vulnerabilities found after that date will remain uncorrected, and any computer using Windows XP will become less secure.  Continuing to use such a computer for activities like online banking will increase your level of risk, so customers using Windows XP should consider upgrading the operating system on their current PC or investing in a replacement PC.  Farmers Bank wishes to make the necessary information available for you to make the best decision about your online security.  We cannot, however, provide technical support or endorse a particular product.

You can find additional information about the end of support for Windows XP from Microsoft at

Identity Theft Assistance

If you believe that you have been the victim of identity theft:

  • Contact one of our bank officials immediately at 434-352-7171
  • Contact the fraud departments of each of the three major credit bureaus:
    • Equifax           1-800-525-6285
    • Experian         1-888-397-3742
    • Trans Union    1-800-680-7289
  • File a police report with your local police agency and retain a copy of all documents. 

FDIC Deposit Insurance

Established by the Banking Act of 1933, the Federal Deposit Insurance Corporation exists to guarantee the safety of your money.  You can be confident that money deposited at Farmers Bank falls under this protection, backed by the credit of the United States government. Since the inception of the FDIC, no depositor has ever lost funds as a result of the failure of an FDIC-insured institution.

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category.

For more information, visit the FDIC's page on Deposit Insurance

Banking Memberships 

Federal Reserve Bank                                                            
Virginia Bankers Association
Virginia Association of Community Banks
Independent Community Bankers Association
Chambers of Commerce:  Appomattox, Buckingham & Farmville